1. Financial Inclusion and Disruptive Innovation by Mehmet Kerse, Laura Brix Newbury, and Stefan Staschen (CGAP)

2.Utility, Telecommunications, and Rental Data in Underwriting Credit FinReg Lab

3. Life Below Zero: Predatory Overdrafts, Payday Lending and the Underbanked by Marco Di Maggio, Angela Ma, and Emily Williams (Harvard Business School)

4. The Hidden Costs of Cash by Bhaskar Chakravorti (Harvard Business Review)

5. Unbanked in America by Paola Boel and Peter Zimmerman (Federal Reserve Bank of Cleveland)

6. Who pays the price ? Jennifer Dlugosz, Brian Melzer, and Donald Morgan (Federal Reserve Bank of North Carolina)

7. Gender Equity Housing by Opportunity Starts at Home

8. The Price of Entry: Banking in America by Sheida Elmi, Sohrab Kohli, and Bianca Lopez (Aspen Institute)

9. FinHealth Spend Report 2023 by Meghan Greene, Wanjira Chege, MK Falgout, and Necati Celik (Financial Health Network)

10. G20 High Level Principles for Digital Financial Inclusion by GFPI

11. How Being Unbanked or Underbanked Could Cost You $360,000 Over a Lifetime - WellsFargo

12. Understanding How the Pandemic Permanently Accelerated Fintech By JB Orecchia, February 13, 2023, Payments Journal

13. How microlending for women can address the gender gap and help alleviate global poverty World Economic Forum

14. Women and Poverty in America Legal Momentum

15.The importance of fair and equitable access to credit for minority and women-owned businesses Consumer Financial Protection Bureau

16. The Basic Facts About Women in Poverty www.AmericanProgress.Org

17. 2021 FDIC National Survey of Unbanked and Underbanked Households Federal Deposit Insurance Corporation

18. The Continuing Need for Gender, Racial, and Disability Justice in the Rental System National Women’s Law Center

19. U.S. Department of the Treasury Releases Inaugural National Strategy for Financial Inclusion October 29th, 2024 - U.S Treasury

20. National Strategy for Financial Inclusion U.S Treasury